DBPay Understanding the Fee Totals on Your Statement

🔵 Overview On your statement, you will see two different fee amounts related to the same month, and it's important to know why they don't match:

1. Top of the Statement Fee Total

This figure represents the actual total fees charged for the entire month. It covers every transaction and fee processed during that period and is the correct number to refer to when reviewing your monthly fees.

2. Accrued Fees Shown in the Deposit Detail Section

This number is not the full monthly total, but rather a partial or "snapshot" amount. It corresponds only to the fees related to the specific deposits listed in that section, which may cover only a portion of the month's transactions. Because deposits and transaction processing can span different dates, this amount doesn't include all fees from all transactions throughout the month.

Why the Difference?

These two totals serve different purposes. The reported total fees at the top summarize the entire month, while the accrued fees near deposit details reflect fees associated only with those particular deposits. That's why they do not match — they're measuring different groups of transactions and fees.

Example Merchant Statement

⚠️ Both total $1,095.76

Merchant Statement — Daily Activity (Fees This Month: $1,095.76; Accrued column total: $1,115.96)

⚠️ Both total $1,095.76

Merchant Statement (Continued) — Activity Summary by Card Type (Total Fees $1,088.40) and ACH (Total Fees $7.36)

Frequently Asked Questions

Q: Why does my statement show two different fee totals for the same month?

A: You will see two different fee amounts related to the same month, and they don't match because they serve different purposes and measure different groups of transactions and fees.

Q: What does the fee total at the top of the statement represent?

A: It represents the actual total fees charged for the entire month. It covers every transaction and fee processed during that period and is the correct number to refer to when reviewing your monthly fees.

Q: What does the accrued fees amount shown in the deposit detail section represent?

A: It is not the full monthly total, but rather a partial or "snapshot" amount. It corresponds only to the fees related to the specific deposits listed in that section, which may cover only a portion of the month's transactions.

Q: Why doesn't the accrued fees amount include all fees from the month?

A: Because deposits and transaction processing can span different dates, this amount doesn't include all fees from all transactions throughout the month.

Q: Why don't the top-of-statement total and the accrued fees total match?

A: The reported total fees at the top summarize the entire month, while the accrued fees near deposit details reflect fees associated only with those particular deposits — they're measuring different groups of transactions and fees.

Tags: merchant statement, fee totals, accrued fees, deposit detail, monthly fees, statement reconciliation